The Kind of Loan Your Small Business Needs

When your small business struggles to find a small business loan, come to Capital Solutions. We offer SBA approved loans and understand that small businesses don’t always have the large capital and extensive credit history conventional lenders look for.

Basics for Business Acquisitions

Your small business loan can be put toward acquiring an existing business, which can be a great investment. To approve this kind of loan, we look at a few factors, such as business cash flow and how it’s managed. Most situations only require 48 hours to become prequalified at no added cost or obligation. Most loans of this kind come with 15-year terms and up to 80% financing.

Basics for Equipment Financing

Another great use for a small business loan is financing the equipment your business needs to get work done. Some equipment types we offer financing for include:

  • Heavy equipment
  • Manufacturing equipment
  • Machine tools
  • Trucking equipment
  • Laundry or dry cleaning equipment
  • Printing and binding machinery
  • Diagnostic equipment
  • Medical equipment

Basics for Property Financing

SBA loans are also useful for financing property, whether building, purchasing, refinancing or renovating. At Capital Solutions, we work with all kinds of property, including:

  • Hotels
  • Motels
  • Car washes
  • Car repair shops
  • Car dealerships
  • Gas stations
  • Single-purpose buildings
  • Veterinary practices
  • Child care facilities
  • Nonconforming properties

Other SBA Loan Basics

Your small business can get the financing it needs fast by going through Capital Solutions instead of conventional lenders. Our loan amounts go as high as $5 million to fund your business’s next step. None of our loans have prepayment penalties, so pay ahead without fear if your revenue has stabilized. Our 25-year amortized loans offer up to 90% financing and within the 7a and 504 programs, we offer both fixed and variable rates.

The time is now to apply for an SBA approved loan for your small business. When you contact our office, a qualified financial expert can answer all your questions and get you started on our simple application process.